Disclaimer

Last updated: 2026

This Disclaimer explains the role of Cathay Mortgage Consultants and the limits of the information and support provided through this website.

1. Advisory Role Only

Cathay Mortgage Consultants is not a bank, lender, financial institution, or credit provider. We provide mortgage advisory, bank option comparison, referral, documentation, and application coordination support.

2. Bank Decisions

We do not approve mortgage applications, set interest rates, determine loan terms, decide eligibility, or disburse funds. All approval decisions, rates, fees, eligibility criteria, terms, and disbursement arrangements are determined by the relevant licensed bank or financial institution.

3. General Information

Website content is provided for general information only and does not constitute financial, legal, tax, investment, or lending advice. Information may not reflect every bank requirement or every client's circumstances.

4. Client Responsibility

Clients should review all bank documents, understand applicable fees and obligations, and seek independent professional advice where needed before making financial or property-related decisions.

5. No Outcome Promise

Any mortgage option discussed is subject to bank criteria, documentation, valuation, credit assessment, and final bank approval. We do not guarantee approval, specific rates, loan amounts, timelines, refinancing outcomes, or disbursement.

6. Contact

For questions about this Disclaimer, please contact support@cathayhomeloan.com.